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Terms of Service

Last updated: May 23, 2026

These Terms of Service ("Terms") govern your use of the Third Space website at thirdspacerisk.com (the "Site") and the brokerage services we provide ("Services"). By using the Site or engaging Third Space, you agree to these Terms.

1. Who we are

The Site and Services are operated by Third Space Holdings, Inc. ("Third Space," "we," "us"), a Delaware corporation with offices at 134 N 4th St, Brooklyn, NY 11249. Third Space is licensed by the New York State Department of Financial Services as an insurance broker (License No. BR-1956934) and as an excess line broker (License No. EX-1956934-R).

2. Our role

Third Space acts as an insurance broker — we represent you, the insurance buyer, in placing coverage with insurance carriers. We are not an insurance company and do not underwrite, issue, or pay claims on insurance policies. Coverage is provided by the carrier(s) named on your policy.

3. Excess line placements

Where we place coverage with a non-admitted insurer, the insurer is not licensed by the State of New York and is not subject to NYDFS rate-and-form regulation. Losses arising from the insolvency of a non-admitted insurer are not covered by the New York Property/Casualty Insurance Security Fund.

4. Site content

Content on the Site is provided for general informational purposes only. It does not constitute insurance advice, a recommendation to purchase a specific product, or an offer to sell insurance in any jurisdiction where we are not licensed.

5. Accuracy of information

Insurance applications require accurate, complete, and current information. Misrepresentation or omission of material facts may result in denial of coverage, rescission of the policy, or denial of a claim.

6. Communications

By providing your contact information, you agree that Third Space may contact you regarding your inquiry, policy, or account by email, phone, or other means. You may opt out of marketing communications at any time.

7. Intellectual property

The Site, including its design, text, graphics, and the Third Space name and marks, is owned by Third Space and is protected by U.S. intellectual property laws.

8. Disclaimer of warranties

The Site is provided "as is" and "as available," without warranties of any kind, express or implied.

9. Limitation of liability

To the fullest extent permitted by law, Third Space will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site.

10. Governing law

These Terms are governed by the laws of the State of New York. Any disputes will be brought in the state or federal courts located in New York County, New York.

11. Changes

We may update these Terms from time to time. The "Last updated" date at the top reflects the current version.

12. Contact

Third Space Holdings, Inc.
134 N 4th St
Brooklyn, NY 11249
founders@thirdspacerisk.com